Fair credit credit cards are specifically designed for those who have fair credit. The cards are an ideal way to start improving your credit rating and getting back on the track to good credit once more. Fair credit credit cards are typically issued to those who have a credit rating of 620 to 659. If you are looking to improve your credit rating, fair credit credit cards are a great way to get started.

Use fair credit credit cards when you need to re-establish your credit score over time. Some fair credit credit cards will offer benefits like rewards programs or insurance- just be sure they're actually rewarding you and not costing you to have them Making payments on time will help you improve your credit score over several months. Look for fair credit credit cards with the lowest annual fee and interest rate you can find as they tend to be higher for people of this credit score range.