Get a low APR with no annual fee with the HSBC Mastercard® Cash or Fly Rewards. Apply for the HSBC Mastercard® Cash or Fly Rewards credit card by filling out a secure online application. It's easy, and takes just a few minutes.

HSBC Platinum MasterCard® with Cash or Fly Rewards
	Earn one point for every dollar spent Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on purchases and balance transfers for 12 months* No annual fee  Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Redeem points for roundtrip airfare with no blackout dates Start redeeming for travel with as little as 7,500 points Redeem points for unlimited 1% cash back
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 12 Months* as low as 8.99%* None* Yes* Good Credit*

HIGHLIGHTS The HSBC Platinum Credit Card with Cash or Fly Rewards let's you earn points you can redeem for roundtrip airfare or for cash back. Earn an unlimited number of points - one per $1 spent - with no earnings cap or point expiration. Then with as few as 7,500 points you can redeem for travel anywhere, anytime, on any airline with no blackout dates or seat restrictions to worry about or turn your points into unlimited 1% cash back. Plus, enjoy a 0% Introductory APR on purchases and balance transfers for a full 12 months, with no annual fee.