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How to Apply for a Chase Credit Card
Written by lifang   
April 22, 2008 13:22

Introduction

Whether you are signing up for your first credit card or shopping around for a better interest rate, you should be familiar with the major credit providers in the United States. Among them is J.P Morgan & Chase, more commonly known as Chase, which supplies banking services as well as credit cards.

Compare Chase Credit Cards

Steps

1

Step One

Choose from a number of categories of cards provided by Chase. You will find general purpose and business cards, cards that offer rebates for specific products or services, and cards that will contribute to your favorite charity or university based on the amount you charge. 2

Step Two

Select a Chase business card if you plan on using your new credit card exclusively for your business. These cards come with a number of cash rebate or air mileage perks. Read your user agreement carefully--this card can only be used for business related expenses. 3

Step Three

Pick a card that gives you something back for purchases from your favorite store. Chase offers credit cards that reward you for shopping with vendors such as Amazon.com, Ann Taylor and others.

Prepare Your Application

Steps

Start your online application for your selected Chase credit card by logging onto the Chase website (see Resources below).

Click on the link to the category of Chase credit card you have selected, whether it be a retail card or college and university alumni card.

Provide your contact information, including your address and telephone number. You will also need to provide your work contact information.

Be aware that you cannot apply for a Chase credit card online if you have a history of bankruptcy, overdue accounts, or have had another credit application denied by Chase within the past six months.

Hit the "Apply Now" button for the specific Chase card you wish to apply for after you have gathered the information needed to complete the application. This information includes your social security number and your gross income.

State your gross income, which is the amount of money you make in one year before state and federal taxes are deducted.

Include the name of a second card holder in the fields provided if you will be sharing this card.

Click the "Submit Now" button to send your Chase credit card application to the bank.