Steps
Start at home. Take a look at the gas stations in your neighborhood or along your commuting route and determine where you will be most likely to purchase your gas. This will help you receive the biggest rewards on your credit card choice. Find out where your credit card can be used. If your card is only good at the selected gas station, you will be better off selecting a general purpose credit card rather than applying for a gas card that's only good at the pump.
Do a little comparison shopping among your local gasoline stations to determine which consistently charges the lowest price. Once you determine where the best deal is, get more information about the credit products the company has to offer.
Rate the cards. Draw a chart with the interest rates, fee schedules, late charges and other features for each company's card and compare.
Read the fine print regarding your card's rewards programs. There may limitations to the amount you can earn and qualifications your purchases must meet for you to receive a gas rebate or other perk.
Look at the interest rate and additional fees. Since many of these cards are set up with rewards programs, they are often accompanied by higher interest rates or steep fees.
Complete your application online by visiting the website of the gasoline company of your choice.
