Every credit card company has its own array of cards. Most credit card providers typically offer:

• Platinum - The platinum card is marketed as 'exclusive'. If you're a high earner and have excellent credit history, you will be eligible. It means an extra big credit limit and better customer service. You may get additional benefits, but these depend on the provider
• Standard - This card is available to most people over the age of 18. It offers all the basic features of a credit card
• Gold - You may get a larger credit limit than you would with a standard card, and some other benefits. You may need to be 21 or older and earn at least £20,000 per year