The number one rule when disputing unauthorized or inaccurate charges is to do it in writing and do it within 60 days of when you received the statement with the questionable charge. An unauthorized charge is one that is made on your credit account without your consent, actual or implied.

If a thief uses your lost or stolen credit card, you are responsible for a maximum amount of $50 of unauthorized charges. If you contact the card issuer about the lost or stolen card before it is used by a thief, you do not have to pay any of the unauthorized charges.

Ready to demystify your credit card statement? You may cringe at the thought of opening it each month, but understanding all the numbers and the fine print is important - on both the front and the back.

Credit cards are very convenient. There's no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping.

If you have bad credit, it is tough to get an unsecured credit card. The line of credit is low and the interest rate is high and in many cases a deposit is required.

Does it make sense for a business owner to use small business credit cards? You bet it does! There are numerous advantages to paying virtually all business expenses with a credit card. Let's examine a few of these advantages.

Consumer credit refers to credit in some form given to the consumers. It is a way of financing a client on condition of a deferred payment, at a later date or within a particular period of time.

There are some reasons why you should apply for a credit card online instead of by mail

In a nutshell, a chargeback is the process followed by a credit card issuer that reverses a charge and credits the account holder that amount. This is ultimately a protection offered to credit card holders that is often seen as a benefit or perk to paying with a credit card versus cash.

Zero interest credit cards are available on an introductory basis in order to win your business. Given that the high costs of credit can painfully restrict your opportunities because your money is not available for things that matter to you, surely it would pay to take advantage of these types of offers.