No matter how many miles you wrack up on your frequent flier credit card, those miles won't do you any good if you can only use them with an airline that only travels on the other side of the globe. But when you use the Blue Sky card, you'll always have the flexibility and options that you need. This card, issued by American Express, lets you use your miles with the airline of your choosing at the time that suits your schedule, so you can always take advantage of the rewards that you have earned.

Many frequent flier credit cards put a cap on the number of points that you can earn through their rewards program, but not this card. There is no earning limit, and you'll never have to worry that your points will disappear before you can use them. As long as your account stays active and in good standing, your points will always be there for you when you want them. You can redeem your points for discounts on any flight, hotel, rental car or cruise that you want, without having to work around any blackout dates or travel restrictions whatsoever.


When you use your Blue Sky credit card, you will automatically earn one point for every single dollar that you spend. There are no restrictions on the category of purchases that you can earn points on, and no restrictions on where you can make those purchases. No matter what you're buying or where you're buying it, you'll always be earning points toward your next vacation.


In addition, you will receive various Blue Sky cardholder benefits. This credit card offers auto rental insurance, so you can rent a car worry-free while traveling, and an online year-end financial statement, to help you keep your finances in order. You will also receive a unique service called "Return Protection", which will credit you for up to $300 for any purchases that you make that are non-refundable within 90 days.

This card has a reasonably low interest rate on purchases, and comes with no annual fee. It offers an introductory interest rate of 0% for a period of six months, and a low interest of 4.99% on any balance transfers that you initiate during your application process, will last as long as it takes you to pay that balance off. This card offers great benefits, and asks very little in return.