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If you've already established a good credit history for yourself, you deserve more in return for your efforts than a nice score on your credit report. You've earned the right to a credit card that offers you real rewards and the Blue card from American Express® can get you those rewards. Designed specifically for the credit card user with a responsible past who is looking for a rewards program that works around their specific needs, this credit card gives you the options you want and the rates you need. This card is especially appealing because of the flexibility that it provides to its users. The Blue card from American Express isn't a frequent flier credit card, but it does give you many of the options and benefits of a frequent flier card, without any of the drawbacks. Through the Blue Membership Rewards Express(SM) program, you can combine your earned points with various frequent flier accounts to use your earnings toward your next vacation, while still retaining the option of using your points for any other purpose.
As a Blue cardholder, you will have access to the Blue Membership Rewards Express(SM) program. This program offers its members the opportunity to earn points, which can then be redeemed for various products and services. There is absolutely no cap on the points that you can earn while using this card, and you'll never have to worry that your points will disappear before you can make use of them&they will never expire.
Unlike most frequent flier credit cards and many other reward credit cards, this card has absolutely no annual fee. For those with a strong credit history, this card has a very reasonable interest rate for purchases, so you don't have to worry if you might occasionally carry a balance. This card comes with an introductory rate of 0% on purchases for an extended introductory period of up to 15 months of membership. It also offers an introductory rate of 4.99% on balance transfers that you initiate during your application process. You can keep this fixed rate on your balance transfer for as long as it takes you to pay your balance off.
In addition, this card also offers many different American Express® services and benefits, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services. With all of these great benefits, and low rates, it's hard to imagine a more rewarding credit card.
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