Getting the most out of your credit card's rewards program is all about finding the right fit and if you live in or frequently travel to Chicago, American Express has the right card, with the right rewards program for you.

Their IN:CHICAGO® Card gets you all the rewards, services and discounts that you will want, specifically when you're in Chicago. With a wide variety of eligible spending categories and great deals on products and services, there's no other card you would want to use in the windy city.

For every dollar that you spend on general purchases, you will automatically earn one INSIDE Rewards point, and every time you spend money on "City Essentials", you will double your earnings. These "City Essentials" include movies, dining, cell phone services, newspaper and magazine subscriptions, cable and dial-up ISP subscriptions, and even gym memberships, so you'll earn double rewards all the time.

As an IN:CHICAGO® Card user, you will receive many great credit card benefits, including travel accident insurance, auto rental insurance, and a variety of fraud protection services, so that you always feel comfortable using your card, whether youre a native of Chicago or a visitor.

This credit card has absolutely no annual fee, and, as reward cards go, its interest rate is relatively low. When you sign up for this card, you will receive an introductory rate of 0% on both purchases and balance transfers, for an introductory period of six months. If you live in or around Chicago, or frequently visit the city, this card has no match in rewards and benefits for its users.

You can then redeem your points for various benefits and services throughout Chicago, New York and Los Angeles. From free hotel stays to dining and airline travel, your points are good for a vacation in any of these destinations. There is no limit whatsoever of the points that you can earn with this credit card, and your points will never expire, so you don't have to worry that they might expire before you get a chance to use them.

In addition, this card's Tuesdays IN:CHICAGO program allows you to get additional savings all over the city. When you use your card at participating merchants in Chicago on any Tuesday, you will receive 10% off of the product or service. You can use it at various spas, retailers and health clubs, and automatically get your Tuesdays IN:CHICAGO discount.