In order to take full advantage of any credit card rewards program, you have to be using a credit card that really fits your lifestyle. If you live in, or frequently travel to New York City, American Express has the reward credit card for you. Their IN:NYC® Card gives you the services, benefits, discounts and rewards that you want, in the city that you love. There's no better card to carry with you in The Big Apple.

With all of the best entertainment options in the world right at your fingertips, everyone knows it can be a little bit pricey to enjoy yourself in New York City. But when you use your IN:NYC® Card, whether you're staying in or going out on the town, you will always be getting a little something back. Your points can be redeemed for benefits and services across the city, including free hotel stays, dining, and even airline travel. Your points will never expire, and there is absolutely no yearly limit on the points that you can earn with this card.

You will earn two points for every single dollar that you spend on dining establishments, movie theaters, cell phone service, cable and satellite television service, dial-up internet service, gym memberships and magazine and newspaper subscriptions. You will also earn one point on every other dollar that you spend on this card, no matter what you spend it on.

 
In addition, as an IN:NYC® Card user, you will gain access to American Express® Tuesday's IN:NYC program. Through this program, you can use your card at select venues such as Nickel Spa for Men, the Oasis Day Spa, Zabar's, and Jean Apaul Gaultier on any given Tuesday, and automatically receive a 10% discount on your purchases. You will also save $15 on purchases of $150 or more at J&R Music and Computer World, and get priority access to venues such as Irving Plaza and a membership discount at the Guggenheim Museum.

As if that isn't enough, this card also offers travel accident insurance, auto rental insurance, and purchase protection, as well as various travel and emergency assistance services. For a reward credit card, this card has a reasonably low APR, and comes with no annual fee. It also offers a low introductory rate of 0% on purchases and balance transfers for your first six months of use. If you love New York City, you will love this card