If you frequently fly with United Airlines, there is no reason to settle for a credit card that doesn?t give you great travel benefits. When you use the United Mileage Plus Signature? Card from Chase, you?ll earn lots of miles just for doing all of your normal spending, and get rewards with the airline you already use and trust. When you use your United Mileage Plus Signature Card, you will earn one mile for every single dollar that you spend on your card?period. There are no rotating eligible categories, and no complicated calculation methods used to determine how much you earn. With this credit card, it's all earnings, all the time, no matter what you spend your money on or where you spend it. You can redeem your miles for free travel on any United Airlines ticket, and you can even combine your miles with their United Airlines frequent flier program to maximize the rewards you see. And you won?t have to go on a shopping spree before you start to see your miles add up. Just for making your first purchase on this credit card, you will automatically receive 20,000 miles on your account, to get you started toward your next trip right away. You can even earn extra miles at participating restaurants, to give your miles a boost when you treat yourself to a night out. This card has an annual fee of $60 per year, and its interest rate on purchases is above the average for an airline reward card. This card offers no introductory rate for any length of time, so it?s best to use this card if you don?t intend to carry a balance on it. This card does offer a variety of benefits and services to its users, including travel accident insurance, lost luggage insurance, a personal concierge service and different forms of travel and emergency assistance services. And you can expect to get more than bonus miles after your first purchase. You will also receive a $25 United discount travel certificate, and one free one-way, 1,000 mile, one-class upgrade certificate. You can earn no more than 60,000 miles per year, unless you are a Mileage Plus Premier?, Premier Associate?, Premier Executive? or 1K? member, in which case there is no limit whatsoever. Your miles will never expire, just as long as there is some activity on your account at least once every three years.

(Review Updated: October 22, 2007)

n/a Intro APR (* see notes for details) 17.49% Regular Variable APR for Purchases 23.49% Regular Variable APR for Cash Advances   $60 Annual Fee 20 days Grace Period Finance Configuration: Average daily balance method (including new purchases). Additional Cardholders: $0 Late Payment Fee: $15 on balances up to, but not including, $100; $29 on balances of $100 up to, but not including, $250; and $39 on balances of $250 and over. Over-The-Limit Fee: None for Signature; $39 for Platinum. Cash Advance Fee: 3% of the amount of the transaction, but not less than $10.00. Balance Transfer Fee: 3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.   Minimum Credit Limit: n/a Maximum Credit Limit: n/a   Type of Reward: Mile Miles per Dollar: 1.00 Additional Miles: 1 Mile for every eligible $1 spent. Bonus Miles First Purchase: 20,000 Miles Bonus Miles Other: $25 Travel Discount + Upgrade Certi. Receive a $25 United discount travel certificate and a free one-way, 1,000 mile, one-class upgrade certificate after their first purchase. Mile Details: **As well as the 20,000 bonus miles, cardholders also receive a $25 United discount travel certificate and a free one-way, 1,000 mile, one-class upgrade certificate after their first purchase. Expiration: 3 Years (Miles do not expire as long as the cardmember earns or redeems miles at least once within a 3-year period.) Yearly Limit: 60,000 Miles (There is no mileage cap for Mileage Plus Premier, Premier Associate, Premier Executive, or 1K members.)